goals

5 Reasons to Pay Off Your Debt (Instead of Investing)

Should I pay off my debt or invest? That’s a tough question. Yet, I firmly fall into the debt pay off group much of the time. Am I just bad at math? Or is there more to it? Here are 5 reasons you should consider focusing on paying off your debt.

Can Money Buy You Happiness?

Can money buy happiness? The short answer? It depends. The long answer is a whole lot more interesting. And it is all in this post.

How to Determine Your Savings Rate: Spend Save Ratio

This is a guest post written by Dr. John Lim who is a well-known author in the personal finance...

5 Steps To Winning at Personal Finance

Unfortunately, many of us are left to figure out personal finance all on our own. Yet, there is a better way. And it starts with figuring out the puzzle one step at a time. Here are 5 of the most important steps.

Would I Regret Leaving Medicine?

One thing I don’t do well with in life is regrets. Many physicians talk about leaving medicine. Yet, few actually pull the cord. Would you regret leaving medicine? POF tells us his thoughts in this Saturday Selection.

Living the Dream Through Crucial Conversations

I’ve wanted to get more time off at work for the last 18 months. Through the tools necessary to have a crucial conversation, I was able to be brutally honest and maintain my relationship with my chair. You, too, can avoid destroying relationships while being honest about your needs. Find out how in this post.

20 Point Financial Checklist for Doctors

Have you ever wanted a financial checklist to make sure you are starting off on the right foot? Well, this guest post written by a fee-only financial planner should point you in the right direction!

Should I Invest or Pay Off Debt? A Case Study

Ever wondered if you should pay off your debt or invest? This case study could help. And, if it doesn’t, the step-by-step guide at the end of the post definitely will. Check it out.

Financial Mistakes For the Financially Literate

I’ve never pretended to be perfect, which is why I think it’s the right thing to do to air out some of the financial mistakes I still make today. Some are more recent than others, but the theme is the same. I struggle with financial discipline and decisions just as much as you. Read on to hear about some of my dirty financial laundry.

My Life After FI: Lessons from Mariokart

The realization hit me the other day while reading the book A Doctor’s Guide to Eliminating Debt. At the end, the book poses a great question: “What are you retiring to?” It talks about the finish line. So, I’d like to discuss five things that I’ll do much more often when I cross my financial independence (FI) number, or life after financial independence.

Why I Don’t Focus on FIRE (Financial Independence Retire Early)

A therapeutic index is a marker of a drug's safety...

Consumer Addiction and 5 Ways to Beat It

We’ve all experienced the high of buying something meant to make us happy, and the lows of consumer regret that we often experience after the fact. What is consumer addiction? And how can we beat it?