Student Loan Advice: 7 Rules of Thumb

student loan advice

In a survey conducted by the American Psychological Association, it was determined that the number 1 cause of stress for most Americans is money.  With the ever-burgeoning student loan crisis that is taking shape in this country, it is unsurprising that this is also true in the medical community. Here are 7 guiding rules to help you out.

Fixed versus Variable Student Loan Rates

fixed versus variable rate

Residents and new attendings often ask me, should I get a fixed or a variable interest rate when I refinance my student loans? This is a tough question to answer unless your mindset is right. Come check out this WCI Saturday Selection to help get you in the right mind space.

Can I trust PSLF? The PSLF Side Fund

Can I trust PSLF?

A recent area in physician personal finance that has the same dilemma, which requires the Trust, But Verify method is PSLF (Public Service Loan Forgiveness).  People often ask, “Can I trust PSLF?”  My answer?  Have a back-up plan.
And trust, but verify.  Let’s dig in.

When You Should Get Student Loan Help

Student Loan Help

I get emails all of the time (and in-person consults, too) about student loans. What should I do? Is this program right or is that one better? It can be a complicated mess, and sometimes we need to get help with our student loans. This post will help you figure out where you sit with your loans, and when and where to get help should you need it.

REPAYE Versus PAYE for Two-Income Couples

REPAYE or PAYE?

REPAYE or PAYE? If you are married to someone else who earns an income, this can complicate which student loan program you should use to pay back your loans. If you are both paying back loans and making an income, it gets even more complicated! This post is here to help you figure it all out.