Using Your Investment Philosophy to Pay Off Debt Faster

Pen and Paper

When your life goals have you pinned up against the wall, it’s time to fight back. Today, I talk about how I fought back to achieve both my investment goals and my goal to destroy my debt. With a fixed timeline to get my little girl to a different school by 2019, I had to become a little more intentional about paying off debt faster.

6.5 Ways to Overcome The Early Retirement Gap to Age 59.5

We love talking about obtaining FIRE, but what do we do after that? What is your draw down plan?  Today we will discuss one aspect of that plan, which is how to bridge the early retirement gap between when you FIRE and when you turn age 59.5. 

How to access 401K early (before 59.5 & avoid 10% penalty)

mountains and valleys

He was planning to retire early at age 40 and didn’t want to have to deal with the tax implications of getting money out of a 401K/403B prior to age 59.5 years old (10% penalty!). Let’s discuss the options on how to access 401K before age 59 for those considering early retirement, and how to avoid the 10% penalty.

Should I Invest Pre-Tax or Roth for my 401k?

Should I invest pre-tax or roth for my 401K?

If you are reading this site, then you have likely come across other websites geared towards high income earners. The vast majority of them will tell you to invest your 401k/403b money in a traditional (pre-tax) manner. The reasons for this are many, but let me lay out the opponents argument before I tell you why I prefer a ROTH contribution to my 403B: