403B

Using Your Investment Philosophy to Pay Off Debt Faster

When your life goals have you pinned up against the wall, it’s time to fight back. Today, I talk about how I fought back to achieve both my investment goals and my goal to destroy my debt. With a fixed timeline to get my little girl to a different school by 2019, I had to become a little more intentional about paying off debt faster.

How to access 401K early (before 59.5 & avoid 10% penalty)

He was planning to retire early at age 40 and didn’t want to have to deal with the tax implications of getting money out of a 401K/403B prior to age 59.5 years old (10% penalty!). Let’s discuss the options on how to access 401K before age 59 for those considering early retirement, and how to avoid the 10% penalty.

The Stretch IRA. The Best Inheritance

The Stretch IRA. The Best Inheritance

The Stretch IRA is the gift that keeps on giving. It provides a wonderful way to leave an inheritance and has particular benefits not seen by other kinds of inheritance money. Perhaps there is a reason why “Roth money should be touched last” in retirement.

Should I Invest Pre-Tax or Roth for my 401k?

Should I Invest Pre-Tax or Roth for my 401k?

If you are reading this site, then you have likely come across other websites geared towards high income earners. The vast majority of them will tell you to invest your 401k/403b money in a traditional (pre-tax) manner. The reasons for this are many, but let me lay out the opponents argument before I tell you why I prefer a ROTH contribution to my 403B: