For readers familiar with my origin story, you are aware of my physician disability insurance debacle. In short, I cannot get personal disability insurance to this day because an insurance agent had me apply for disability insurance as a medical student when I had no business applying. This has the potential to be a catastrophic mistake in the future should I become disabled. For this reason, I am passionate about teaching about disability insurance for doctors. In this post, we will go through ten of the most common questions about disability insurance that I get from readers. I’ve partnered with Matthew Wiggins from Pattern with the following informational video that serves as a great primer on physician disability insurance. Consider using Pattern as one of the three insurance agents you use (as outlined below) to get quotes for your disability and life insurance needs, and you’ll help support the charitable mission of this site.
The top 10 things doctors need to know about disability insurance
It is not a sexy topic, but it is one of the most important (if not THE most important) topic in personal finance for doctors. Here are the top 10 questions about disability insurance for doctors, and an answer to each. Don't skip this. It's important, and that is coming from someone who screwed this up and cannot get disability insurance now.