Fixed versus Variable Student Loan Rates

fixed versus variable rate

Residents and new attendings often ask me, should I get a fixed or a variable interest rate when I refinance my student loans? This is a tough question to answer unless your mindset is right. Come check out this WCI Saturday Selection to help get you in the right mind space.

Can I trust PSLF? The PSLF Side Fund

A recent area in physician personal finance that has the same dilemma, which requires the Trust, But Verify method is PSLF (Public Service Loan Forgiveness).  People often ask, “Can I trust PSLF?”  My answer?  Have a back-up plan.
And trust, but verify.  Let’s dig in.

When You Should Get Student Loan Help

Student Loan Help

I get emails all of the time (and in-person consults, too) about student loans. What should I do? Is this program right or is that one better? It can be a complicated mess, and sometimes we need to get help with our student loans. This post will help you figure out where you sit with your loans, and when and where to get help should you need it.

2nd Quarterly Net Worth Update

getting paid

I started blogging in November 2017. So, my first quarterly net worth update was six months out (or two quarters into being an attending anesthesiologist). How am I doing now? What goals have I achieved? Grab a drink, sit down, and come find out in the 2nd Quarterly Net Worth Update.

How do I invest my paycheck? Attending Series

investing pay check

The most common question that I get (in real life and online) is the following:  “So, I am finished (or about to finish) training.  How do I invest my paycheck?”  I recognize that for many readers this question may be too basic, but I don’t want to skip it for those that are about to start their life as an attending.  Hopefully, even for those that have it all figured out, they’ll find useful information in answering the question.

Proof is in the Pudding: Live like a Resident

live like a resident

It’s often said, “Live like a resident during and after reisdency!” But where’s the proof that you should live like a resident after residency?  Well, the proof is in the pudding. Let’s look at the ingredients to see if that math adds up.