How to Determine Your Savings Rate: Spend Save Ratio

savings rate

This is a guest post written by Dr. John Lim who is a well-known author in the personal finance world. He often writes for the Humble Dollar and has submitted guest posts to multiple WCI Network partners. Dr. Lim is in the process of creating a personal finance curriculum for his residents in Reno, NV. … Read more

What is a Safe Withdrawal Rate? A Case Study on The 4% Rule

If you have ever wondered about how much you can take out in retirement or if you will be able to withstand a down market right when you retire, this post is for you. It is a case study with graphs and charts that will help you better understand the dilemma, and whether you have “enough” to be financially independent. It is a must read.