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Can I trust PSLF? The PSLF Side Fund

Can I trust PSLF?

A recent area in physician personal finance that has the same dilemma, which requires the Trust, But Verify method is PSLF (Public Service Loan Forgiveness).  People often ask, “Can I trust PSLF?”  My answer?  Have a back-up plan.
And trust, but verify.  Let’s dig in.

How Our Annual Spending Determines Our Retirement Needs

Physician Philosopher Annual Spending

Money is a funny thing. When you first start gaining financial literacy it all seems very complicated. We assume that we need enough money to replace 70-100% of our current income in order to retire.  It turns out that’s not actually true.  It has a lot more to do with your annual spending, and – … Read more

Proof is in the Pudding: Live like a Resident

Live Like a Resident

It’s often said, “Live like a resident during and after reisdency!” But where’s the proof that you should live like a resident after residency?  Well, the proof is in the pudding. Let’s look at the ingredients to see if that math adds up.