I told him I needed life insurance. He said sure. He told me I needed disability insurance. I told him no (three times in fact). He asked if I was healthy, and I mentioned a couple of medical problems for which I get treatment. Eventually, though he sold me on the idea of going for it. “What could it hurt to try….” It hurt a lot.
It doesn’t take long reading physician finance blogs (or really any personal finance blog) to realize that there isn’t a lot of love lost between bloggers and the financial industry. Without knowing the background, it might seem like a disproportionate amount of hate is thrown at financial advisors and insurance agents. Yet, there are many … Read more
[This is a guest post from Lawrence B. Keller, CFP®, CLU®, ChFC®, RHU®, LUTCF. It is a basic post, but drives home a solid point, which is to discuss how to choose the insurance sales person with which you should work. Given that I’ve had some bad experiences with an insurance salesman myself, I thought … Read more