After going through bankruptcy as a kid and having a rough introduction to the financial industry that led to my inability to get personal disability insurance to this day, I created a DIY approach to personal finance  and paid off $200,000 in student loans in 19 months and increased my wealth by $250,000 in one year.  

If you want to learn how to do the same, then sign up for the email list below to get updates when each posts come out (or a once weekly email if preferred), and you'll also get access to The Physician Philosopher Debt Destroyer Email Course.


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One of the most important financial moments in a young doctor’s life is the transition between finishing training and their first job. We have discussed what to do with the first attending physician paycheck, avoiding keeping up with the Dr. Jones, and a simplified approach to…

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Recently, my family and I watched the movie “Ralph Breaks the Internet.”  The two main characters, Ralph and Vanellope, are video game characters trying to find a replacement for a broken piece to Vanellope’s outdated racing game.  If they don’t find a replacement, her game will be shut down…

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When should a resident get disability insurance? What do I need to know about disability insurance?  These are two of the most common questions that I get from residents.

Given that a large part of this website is meant to help…

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There are some mile stones that need to be appropriately celebrated.  For the 80% of physicians who graduated with student loan debt, paying those loans off certainly qualifies as such a moment.  Everyone has a different way of tackling their student loans.  Today, I want to outline how we…


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After going through bankruptcy as a kid and having a rough introduction to the financial industry that led to my inability to get personal disability insurance to this day, I created a DIY approach to personal finance  and paid off $200,000 in student loans in 19 months and increased my wealth by $250,000 in one year.  

If you want to learn how to do the same, then sign up for the email list below to get updates when each posts come out (or a once weekly email if preferred), and you'll also get access to The Physician Philosopher Debt Destroyer Email Course.


The Stretch IRA (Roth). An inheritance that keeps on giving

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Everyone has different goals when it comes to leaving money for their heirs.  For example, the White Coat Investor aims to give money to his kids in their…Read more

Three Lessons the Dalai Lama taught the Doctor

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When asked what the most surprising thing about humanity was the Dalai Lama gave the following response:
Man. Because he sacrifices his health in order to make money. Then he…Read more

How do I invest my paycheck? Attending Series

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The most common question that I get (in real life and online) is the following:  “So, I am finished (or about to finish) training.  How do I invest my…Read more

What you need to know: Vanguard financial advisors

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I am a huge fan of index fund investing. Boglehead’s Guide to investing won me over originally. A Random Walk Down Wall Street solidified any remaining questions…Read more

My “Why” is also my best return on investment

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On this site, we spend a lot of time talking finances.  And I’ve yet to mention what is by far the best investment that I have ever taken part…Read more

Don't forget to check out our Student Loan Resource Page and our DIY-Personal Finance Page.  

Both are aimed at making tough financial decisions easier for you!